Board of Directors









Graduated in Civil Engineering with the Federal University of Minas Gerais – UFMG, in 1978. Founder and Chairman of the Board of Directors of Banco Inter since its constitution. Mr. Rubens Menin also founded MRV Engenharia, in 1979, where he served as CEO until March 2014, currently chairing its Board of Directors. He also chairs the Board of Directors of LOG Commercial Properties S.A. and Urbamais Properties e Participações S.A., both belonging to MRV Group.
Graduated in law at Faculdade Milton Campos in 2001, with postgraduation degree in Economics and Business Law from FGV in 2003, Maria Fernanda is a Member of the Corporate Law Committee of OAB / MG. She joined MRV Serviços de Engenharia Ltda. in 1997 as a Billing Department intern and since then she has held the positions of Legal Department intern, Legal Assistant, Legal Department Coordinator, Legal Superintendent, Legal Executive Manager and Chief Legal Officer from 2010 until 2019, when she was elected a member of MRV’s Board of Directors. On December 23, 2019, she was also elected a member of the Board of Directors of Banco Inter.
Graduated in Economy with PUC-MG in 1989. Shareholder and member, since 1999, of the Board of Directors of Banco Inter. He is Managing Partner at Santa Rosa Urbanismo and was Vice-President of Communication at Sinduscon/MG from 2003 to 2005.
Leonardo Correia is Treasury Director at Inter. Graduated in Economics Science and Post-Graduate Degree in Finance, worked in MRV Engenharia as Executive Vice President in 2006. In January 2007 took over the Executive Board of Investor Relations, in June of 2009, the Executive Board of Investor Relations and Finance. He is also currently the Vice Chairman of the Board of Directors at MRV, member of the Board of Directors at Inter, member of the Board of Directors at LOG and member of the Board of Directors at Urba- Desenvolvimento Urbano. Throughout his professional career, Leonardo was also a partner at Perfin Resource Management, between 2003 and 2006, and Banco Pactual, from 2000 to 2003. Previously worked for 10 years in JP Morgan, having the position of Treasurer Director for Brazil, and for 8 years at the Lloyds Bank, as Treasury Manager.
Graduated in Economic Sciences with PUC-MG in 1979, with a postgraduate degree in International Relations from Mary Ward University in London and an extension in INSEAD Advanced Management Programme in Fontainebleau, France. Served as a Senior Manager for Foreign Trade at Lloyds Bank PLC until 1990. He also held the position of Executive Director with Banco Interatlântico from 1994 to 1999. Also, at Banco Mercantil do Brasil he served as Chief Financial Officer between 2007 and 2011.
Graduated in Civil Engineering with Mackenzie in 1985. Served as Head of Investment Bank at Banco Itaú, where structured and implemented Investment Banking with the following areas: Capital Markets, Mergers and Acquisitions, Project Finance, Structured Operations and International Transfer of Reais. He also structured Real Estate Credit at Itaú, being responsible for Distribution, Product Development and Operations for individuals and developers. Currently serves as President of Abrainc, Chairman at Renac and Owner and President of França Participações.
André is Managing Partner and Head of Brazil at SoftBank Group International. Previously, he was a co-founder of 30 Knots, a LatAm growth dedicated Private Equity. Formerly, was a Managing Director at J.P. Morgan, head of Brazil Investment Banking Advisory, responsible for covering technology, telecom and media industries for Latam. With nearly 17 years at J.P. Morgan, 7 of which in New York, has been involved in over 200 M&A and Capital Markets transactions. He started his career at J.P. Morgan Partners, the bank’s private equity arm. André has a Bachelors’ Degree in Business Administration from EAESP-FGV and is fluent in English, Portuguese and Spanish.
Carlos Medeiros is a partner at SoftBank Group International and focus primarily on businesses that touches commercial transactions, including digital advertising, payments, financial institutions and market places across in Latin America. Previously, Carlos lead the direct investment practice at VR Investments in NY for 7 years focusing on a similar thesis and developing the use of alternative data. His previous experience includes investment banking at UBS in NY and a senior analyst position at Constellation Asset Management in Brazil. He holds an MBA from Columbia University with emphasis on Value Investing and an undergraduate degree from FGV with focus on Government and Financial Analysis in Sao Paulo, Brazil.
Prior to became Stone’s CEO in 2017, he was Chief Operations Officer and Chief Financial Officer at Stone. He is a partner at ACP Investment Ltd. – Arpex Capital, where he was responsible for the definition of the business strategy, investment structuring, merger and acquisition transactions and oversees the management of portfolio companies. In 2011, he founded Paggtaxi, where he served as a partner until 2013. Piau conducted studies in mechanical engineering at Universidade Federal do Rio de Janeiro from 2007 to 2011 and participated in the Key Executive Program at Harvard Business School in 2013. He also participated in the Owner President Manager Program at Harvard Business School in 2018.

Key Management














Graduated in Civil Engineering at FUMEC, in Belo Horizonte – MG (2005), with an MBA in finance at IBMEC (2008). João Vitor joined Banco Inter in 2004 and served as a member of the Board of Directors from 2005 to 2019. In April 2008 he became COO and in December 2015, CEO. Menin has extensive experience in the financial and capital markets and he supported and/or led the main projects of Banco Inter over the last 15 years.
Graduated in Civil Engineering at the Federal University of Minas Gerais – UFMG (2003), with an MBA from the Kellogg School of Management, Northwestern University – USA (2012). Joined Banco Inter in 2013 as a Development Superintendent, having been appointed as Officer in April 2015, Chief Operating Officer in December 2015 and Vice-President in September 2017. In 2020 was appointed Executive Officer at Febraban. Before joining Inter Group he performed activities as a Consultant with The Boston Consulting Group – BCG (2011 to 2013), Operations Manager with Gerdau Ameristeel (2006 to 2010), and Consultant with Falconi (2004 to 2006). He also had experience as an entrepreneur in the segment of sports nutrition.
Graduated in Business Administration at FUMEC in 1984, with specialization in Capital Market and Portfolio Management at the Federal University of Minas Gerais – UFMG – ABRAAP – BOVMESB in 1986. Mr. Guimarães joined Banco Inter in 2007, having been appointed as director in July 2008, Commercial Executive Officer in December, 2015 and Commercial Vice-President in September, 2017. Before joining Banco Inter, he performed as a Partner in the vehicle dealership segment between 1993 and 2007, gaining extensive experience in the commercial area.
Graduated in Metallurgical Engineering from the Federal University of Ouro Preto (1993), with specialization in Production Engineering from the Federal University of Espirito Santo (2000), Ricardo Vescovi has more than 25 years of experience as an executive, having served Samarco Mineração S.A. for 4 years as CEO (2012-2015) and 6 years as COO (2006-2011). Prior to that, Vescovi held management positions at Samarco as General Marketing Manager (2001-2004) and Plant Manager (2004-2006). As the leader of a multinational company with more than 8,000 employees and third parties, he has gained solid experience in dealing with different cultures. Ricardo is also a member of the Gorceix Foundation Board (since 2014) – a non-profit research organization by the Federal University of Ouro Preto.
Graduated in Electronic and Telecommunications Engineering at PUC, in Belo Horizonte – MG (2008), with an MBA in Project Management with an emphasis on IT (2012) and a Masters in Business Administration with a focus on Innovation and Business Models (2014). Joined Banco Inter in 2015, having been elected Officer in January 2019, responsible for the areas of Digital Account, Means of Payment, Payroll Loan Operations and Process Operations.
Graduated in Social Communication at PUC Minas, in 2010, became Marketing Specialist at IBMEC MG, 2012, and has postgraduate degree in Business Management, also from IBMEC MG, 2015. Has more than 10 years of experience in marketing, branding, digital strategies and customer relationship. Joined Banco Inter in 2011 in the Marketing area and since 2016 is responsible for Marketing, Digital Sales and Customer Experience. In 2019 became Marketing and CRM Officer, now also comprising Banco Inter’s Market Place area.
Graduated in Electric Engineering at Instituto Mauá de Tecnologia (2003), post graduated in Financial Management at Insper and coursing the Stanford Innovation and Entrepreneurship Certificate at Stanford University, with conclusion in 2018. Joined at Banco Inter (2015) as Technology Manager responsible to solutions for digital products, have been elected Technology Director in December 2017. Before join Banco Inter, he performed as projects coordinator and IT Specialist at Smiles S.A. (2012 to 2015), Gol Linhas Aéreas (2009 to 2012) and System Consultant at Accenture (2004 to 2009).
Helena is the Investor Relations Officer (IRO) at Banco Inter, being also responsible for Financial Planning and M&A. She joined the bank in 2017 and led the Business Development team for over a year, before becoming IRO in September, 2019. Helena was part of two of Inter’s most important transactions: its IPO at B3 in 2018 and the follow-on offering in 2019. Formerly, she served as Fixed Income Portfolio Manager at Araújo Fontes (2009-2013) and New Business Advisor at Grupo Ferreira Lopes (2014). Helena holds a Bachelor’s Degree in Economics from IBMEC (2009), an MBA from London Business School (2016) and is certified by ANBIMA as an Investment Manager (CGA).
Graduated in Economics from the University of Buenos Aires (2005), with an MBA from Duke University (2011), Santiago joined Inter&Co in 2022 as Chief Strategy and IR Officer. Prior to that, he worked as Market Risk Analyst and Risk Manager at Itaú Asset (2004 to 2009), Associate in the Investment Banking division at Barclays Capital (2010 to 2012) and Associate in the Investment Banking division at Morgan Stanley (2012 to 2014). Still at Morgan Stanley, he was Vice President from 2015 to 2017 and, from 2018 to 2022, worked as Executive Director, leading IPOs, M&As and the coverage of financial institutions and Fintechs of Latin America, including the IPO of Banco Inter.
Graduated in Law with Milton Campos College in Belo Horizonte – MG (1999), with a Master of Laws (LL.M.) from the University of Houston, Texas – USA (2001), and a scholarship from the Fullbright Commission – USA (2001). Joined Banco Inter in October 2015 as a Legal and Institutional Relations Superintendent, and took on the Legal and Administrative Director position in June 2017, being also responsible for HR until 2019. Before joining Banco Inter, she served at Grupo Tarpon Investimentos, initially as a member of the legal and corporate risk management committees and later as head of the legal department with Omega Energia (2012 to 2014). She also worked in capital markets and M&A with the law firm Machado Meyer Advogados (2006 to 2012), in capital markets with Cescon Barrieu Advogados (2002 to 2006), and as an International Lawyer with Andrews Kurth Office, Houston – USA (2001-2002).
Graduated in Business Administration with emphasis in Marketing from the University of San Francisco, California (2000). Has 20 years of communication and business experience, and for the past 17 years has served as Business Director at the WPP Group (Y&R, Wunderman, VML) communications agencies in Brazil and as Global Client Partner for Latin America at Facebook. Joined Banco Inter in July 2019 as Marketplace Officer to lead the Super App project integrating the Bank’s financial and non-financial services Marketplace.
Paulo Padilha holds a Bachelors’ Degree in Economics from the Universidade Federal Rio de Janeiro (UFRJ) and also has a MBA from Fundação Getúlio Vargas (FGV). Padilha was Product Superintendent and Director of Strategy and New Business at Wiz. There, he actively participated in its IPO, also led M&A’s and contributed to the construction of different areas. Paulo joined the bank after a deal between Inter and Wiz and he contributes to building a new strategic positioning for the insurance business.
Felipe Bottino is Chief Investment Officer in Inter. Previously he was CEO and responsible for the launch of Santander group’s digital brokerage, in addition to Head of Insurance, Consortium and Capitalization of the institution. Graduated in Production Engineering and MBA from Massachusetts Institute of Technology, having his thesis on Robo Advisor and Social Security guided by nobel prize winner Robert C. Merton between 2010 and 2012, throughout his career he was also Social Security Director of at Icatu Seguros for 6 years. He also worked in the area of managerial risk and equity at Gávea Investimentos for 4 years.
Thiago Garrides is Chief Risks Officer at Inter and has extensive experience in finance. Previously, he served for 11 years several roles in financial management, treasury, controllership and Fiat Chrysler Automobiles Group risk management, becoming Chief Financial Officer and Risk Director at Banco FIDIS (FCA) from 2016 to 2019. During his career, he also went through the Banco Mercantil do Brasil, which he remained for 8 years, and through Arcelor Mittal Group, for 3 years, performing functions in Financial Management and Risk Management. Graduated in Business Administration and Accounting Thiago also has a specialization in Controllership, Financial Management and Banking.


Fiscal Council
The Fiscal Council was installed by shareholders request at the Ordinary General Meeting held on June 14, 2022, operating until the 2024 Ordinary General Meeting.
The main responsibilities of the Fiscal Council are supervising the management activities, reviewing Company’s financial statements and reporting their conclusions to the Company’s shareholders.
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Alternate Members | ||
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Link to Fiscal Council Framework
Advise the Board of Directors and other companies of the Inter Group in general matters of Code of
Conduct and Ethics, Operational Risk impacts, Integrated Risk Policy, CRM Policy, Security and
Cybersecurity Policy, and Compliance Policy.
Link to the committee framework*
*Portuguese Only.
Name | Role | Office |
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Thiago Garrides Cabral Lima | Coordinator | Risk, Credit Policies and Modeling Officer |
Priscila Ruiz | Secretary | Operational Risks and Internal Controls Manager |
Ana Luiza Franco Forattini | Member | Governance, Corporate Operations and Compliance Officer |
Priscilla Salles Vianna de Paula | Member | Marketing and Customer Experience Officer |
Janderson de Miranda Facchin | Member | Controllership Officer |
Thaiza Cançada | Member | Compliance Executive Manager |
Luiz Antônio Nogueira de França | Member | Independent Board Member |
Lucas de Souza Bernardes | Member | Security, Data Governance and Operational Risks Officer |
Ray Tarik Pereira Chalub | Member | Chief Operations Officer |
Guilherme Ximenes de Almeida | Member | Chief Technology Officer |
Supports Inter’s ongoing commitment to environmental management, health and safety, corporate social
responsibility, corporate governance, and sustainability.
Link to the committee framework*
*Portuguese Only.
Name | Role | Office |
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Luiz Antônio Nogueira de França | Coordinator | Independent Board Member |
Ana Luiza Vieira Franco Forattini | Secretary | Governance, Corporate Operations and Compliance Officer |
André Cazzaniga Maciel | Member | Independent Board Member |
Maria Fernanda Menin | Member | Board Member |
Ricardo Vescovi de Aragão | Member | Organizational Development Superintendent |
Helena Lopes Caldeira | Member | Chief Financial and Investor Relations Officer |
The purpose of this Committee is to advise the Board of Directors and other companies of Grupo Inter in the following subjects:
- Review and approve subjects that impact the Bank’s exposures in market, capital and liquidity.
- Approve the methodologies of management, measure and control of exposure limits.
- Define actions to manage sufficiency of prudential reserves.
- Inspect compliance with regulatory and intern limits exposure and take actions to ensure compliance with excess occurrences.
- Guarantee full compliance of mandates defined by the Board of Directors.
Link to the committee framework
Name | Role | Office |
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Thiago Garrides Cabral de Lima | Coordinator | Risk, Credit Policies and Modeling Officer |
Julie Christine Scofield Reuter | Secretary | Executive Risk Manager |
Cristiano Henrique Vieira Gomes | Member | Board Member |
Leonardo Guimarães Corrêa | Member | Board Member and Treasury Officer |
João Vitor Menin | Member | Chief Executive Officer |
Alexandre Riccio de Oliveira | Member | Vice President of Technology, Operations and Finance Officer |
Marco Túlio Guimarães | Member | Vice President of Banking Products |
Leonardo Paixão Gonçalves de Souza | Member | Treasury Executive Manager |
The purpose of this Committee is to advise the Board of Directors and other companies of Grupo Inter in the following subjects:
- Opine and recommend the entity to be hired to independent audit services provision, as well as the substitution of these services provider;
- Review the quarterly, half-early and annual financial statements;
- Monitor quality and integrity (a) of internal control mechanisms; (b) of the quarterly financial informations, and annual financial statements; (c) of disclosed informations and measurements which append elements not foreseen in the structure of those statements usual reports;
- Assess audit effectiveness, including regarding the verification of compliance with legal and regulatory provisions applied to the Company, besides internal polices and codes;
- Assess the compliance of recommendations made by internal or independent auditors;
- Establish and disclose procedures to receiving and processing informations about non-compliance with legal and regulatory provisions applied to the Company, besides internal polices and codes;
- Recommend, to the Executive Officers, corrections or improvement of polices, practices and procedures identified within the scope of their attributions;
- Verify the compliance of recommendations or inquiries by the Company Executive Officers;
- Discuss with Fiscal Council and Board of Directors about polices practices and procedures identified within the scope of their attributions;
- Other attributions determined by the Brazilian Central Bank;
- Assess and monitor the Company risk exposures; and
- Assess and monitor transactions adequacy with related parts performed by the Company and its respective evidences.
Link to the committee framework*
*Portuguese Only
Name | Role | Office |
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Luiz Antônio Nogueira de França | Coordinator | Independent Member of the Board of Directors |
Antonio Kandir | Secretary | Independent Member |
Pierre Carvalho Magalhães | Financial Specialist | Independent Member |
The purpose of this Committee is to advise the Board of Directors and other companies of Grupo Inter in the following subjects:
- Remuneration of the Board of Directors, Executive Board, Fiscal Council (if installed), Committees (if applicable) and advise on the Executives Remuneration Policy in terms of Law 3.921/2010 of the National Monetary Council (“Remuneration Policy”).
- Definition of management remuneration.
- Management, attraction, retention and development of all employees.
Link to the committee framework
Name | Role | Office |
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Ricardo Vescovi de Aragão | Coordinator | Organizational Development Superintendent |
Thaís Leite Lemos | Secretary | Superintendent of People and Management |
Maria Fernanda Menin | Member | Board Member |
João Vitor Menin | Member | Chief Executive Officer |
Alexandre Riccio de Oliveira | Member | Vice President of Technology, Operations and Finance Officer |
Marco Túlio Guimarães | Member | Vice President of Banking Products |
Luiz Antônio França | Member | Independent Board Member |
Thiago dos Santos Piau | Member | Board Member |
The purpose of this Committee is to advise the Board of Directors and other companies of Grupo Inter in the following subjects:
- Approve methodologies of credit risk measure.
- Definition of credit exposure limits.
- Definition of sufficiency of prudential reserves.
- Definition of credit risk management.
Link to the committee framework*
*portuguese only
Name | Role | Office |
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Thiago Garrides Cabral de Lima | Coordinator | Chief Risk Officer |
Angelica Evaristo de O. Rabello | Secretary | Credit Risk and Capital Coordinator |
Luiz Antônio Nogueira de França | Member | Independent Board Member |
João Vitor Menin | Member | Chief Executive Officer |
Alexandre Riccio de Oliveira | Member | Vice President of Technology, Operations and Finance Officer |
Marco Túlio Guimarães | Member | Vice President of Banking Products |
Ray Tarick Pereira Chalub | Member | Chief Operations Officer |
Julie Christine Scofield Reuter | Member | Executive Risk Manager |