Our Story

In 2025, we surpassed 43 million customers and consolidated a year marked by innovations centered on financial autonomy. We launched My Credit, a tool that allows customers to monitor their credit score and better understand their financial health, reinforcing our commitment to financial education. My Piggy Bank by Goals brought a new way to save and invest in a simple and intuitive manner. We also expanded our credit offerings with the addition of the Private Payroll Loan and launched the USD Credit Card, strengthening our global ambitions rooted in our US expansion.

In 2024, we reached over 36 million customers and surpassed R$ 1.2 trillion in volume transacted through credit, debit, and Pix, achieving an 8.3% market share in Pix transactions and cementing our presence in the daily lives of Brazilians. In July, we completed the acquisition of Granito, rebranded as Inter Pag, strengthening our product offerings for corporate clients. Throughout the year, we continued to innovate with a focus on user experience, launching the 100% digital Consignado, the Forum, and the Dollar Credit Card, among others. Solid, consistent, and full of milestones:  2024 reflected everything we have built and everything we are still becoming.

In 2022, we took our purpose of simplifying people’s lives beyond Brazilian borders. In June, we migrated our shareholder base to Nasdaq, showcasing our product, our strong balance sheet, and the strength of our team to the international investment community. That same year, we launched the Global Account, enabling our customers to make dollar remittances with just a few clicks, making Inter truly borderless. We closed 2022 with 24 million customers and a new era on the horizon.

2023 began with our presence in the US market firmly established. With over 26 million customers and more than 1.5 million global account holders, we continued our mission to break down barriers in the financial universe. In February, we acquired YellowFi, expanding the solutions available to customers looking to real estate loans in United States. In May, we obtained the license from the U.S. Financial Industry Regulatory Authority (FINRA) to operate as an investment broker in the country through Inter Securities, a milestone that cemented our commitment to building a truly global financial platform.

In 2020, we expanded our horizons with several significant milestones: we conducted a new follow-on raising R$1.2 billion, began operations of Inter Asset, and launched new products such as Wealth Management, and Inter Travel. We also formed partnerships with major national retailers and held the first Inter Day on Inter Shop, achieving R$30 million in GMV within just 24 hours. We closed the year with 8.5 million customers. In 2021, we surpassed the milestone of 16 million customers and accelerated the expansion of our Super App through strategic acquisitions: 60% of Meu Acerto, 45% of Granito (renamed Inter Pag), and the purchase of Usend, marking our first steps toward internationalization in the United States. In June, a landmark follow-on of R$5.5 billion reinforced our growth capacity.

In 2015, we launched Brazil’s first 100% digital checking account, completely free of fees. The success was immediate: by 2016, we reached 80,000 digital customers and expanded our ecosystem with foreign exchange operations, the introduction of Mastercard cards (credit & debit), and our mobile app launch. In 2017, we rebranded from Intermedium to Banco Inter, reflecting the modernization and evolution of the company, and closed the year with over 370,000 digital customers. In 2018, we became the first digital bank to conclude an IPO on B3 and the first bank in Latin America to operate entirely on the cloud, through AWS. With capital in hand, 2019 was the year of consolidation: a follow-on offering of R$ 1.2 billion funded the expansion of our Super App, a one-stop shop for financial and non-financial products, surpassing 4 million account holders across 99% of the national territory, and launching Inter Shop.

Inter’s story begins in 1994, in Belo Horizonte (MG), with the founding of Intermedium Financeira. Over the following years, we gradually expanded our operations: business credit (1999), payroll-deductible credit (2001), and mortgage lending (2007), until the major milestone of 2008 — the multiple bank license granted by the Brazilian Central Bank. From there, we built a more complete financial ecosystem with the creation of Inter Seguros (2012) and Inter DTVM (2013), authorized by the Central Bank and accredited by the CVM.